South Africa is increasingly becoming a side-hustle country. Now, that’s a broad statement, but research and anecdotal evidence show that more and more people are looking for ways to earn extra income.

There is a whole gamut of reasons why people are taking on side hustles.

You get the low-income earners who have to do it to pay for basic essentials such as food and rent. Then you get middle-income earners who are feeling the pinch from rising expenses, from medical aid to electricity bills and fuel. They, too, are looking for extra income.

Even in this category, there are people who are no longer finding jobs as easily as they used to. Some will probably never work in formal employment again because of their age, and have turned to freelancing.

Then there are those in the upper-income brackets whose side hustles involve using their assets, such as houses, to generate money.

Take art tuition. There are so many artists, from Randburg to Bergvliet, Melrose Ridge and Fish Hoek, and probably Durban too, who are teaching art. Many of their students hope eventually to sell their work. The result is a flood of art teachers and a flood of artwork. It isn’t easy, because only the top artists are really making substantial money. They get the big commissions and sometimes the overseas assignments to provide artwork for boutique hotels and guest accommodation.

Some jobs pay so poorly that when people lose them, they are only too happy to leave behind the drudgery of formal employment, including the cost of petrol and using their own vehicles for work. They have decided to go freelance instead.

Others who may have inherited property are coining it by making every available space in their homes generate income while they look for other opportunities.

What used to be informal arrangements, such as looking after someone’s home while they are away, have become professional services. Some people now look after several properties, including homes owned by wealthy overseas buyers who have entered the coastal property market and spend only six months of the year in South Africa.

Here are some of the ways people are generating additional income for themselves and their families.

Food and beverage businesses

Food is one of the more accessible side hustles because it can be started from home with relatively little capital.

People are selling cooked meals, baked goods, vetkoek and amagwinya, kota, chips, chicken, snacks, atchar, chilli sauces and homemade preserves. Others make lunch boxes, platters and meals for parties, funerals and business meetings.

Sales are often made through WhatsApp, neighbourhood groups, schools, offices, churches and local markets. It can be a useful source of daily income, although the costs of ingredients, electricity, packaging and delivery have to be taken into account.

Buying and reselling goods

Clothing, shoes, cosmetics, jewellery, household goods, phone accessories and second-hand products are all being sold by people looking to make extra money.

Some buy stock in bulk, while others take orders first to avoid being left with unsold goods. WhatsApp groups, Facebook Marketplace, Instagram and local markets provide convenient ways to reach customers.

The challenge is competition, particularly when customers can buy the same products elsewhere, often at lower prices.

Freelancing and professional services

People who have spent years in formal employment are increasingly selling their skills directly to clients.

Writing, editing, bookkeeping, graphic design, photography, marketing, web design, administration and research are among the services on offer.

For older workers who struggle to find permanent employment, freelancing provides an opportunity to use their experience. Others have discovered that working independently can be more rewarding than holding down a poorly paid job once transport and other employment-related costs are deducted.

The downside is the uncertainty of finding regular clients and maintaining a steady income.

Transport and delivery services

E-hailing and delivery services have created opportunities for people with vehicles.

Driving for Uber and Bolt, delivering food and parcels, and providing courier services for small businesses are all ways of earning additional income.

The flexibility is attractive, particularly for people who want to work evenings or weekends. But petrol, maintenance, insurance, tyres and vehicle depreciation can eat into earnings.

Teaching and tutoring

People are earning money by teaching school subjects, languages, music, computer skills, sport, crafts and art.

Art tuition is particularly visible in many communities. Artists teach beginners and more experienced students, some of whom hope to turn their newfound skills into a source of income.

But there is considerable competition. While some artists make good money from commissions, exhibitions and work for hotels and guest accommodation, many others find that teaching is a more dependable source of income than selling their own artwork.

Beauty and personal services

Hairdressing, braiding, barbering, manicures, make-up, massage and clothing alterations are popular ways of earning money.

Many start by offering services to friends, family and neighbours before building a regular clientele. Weddings, matric dances and other events also provide opportunities for make-up artists and hairdressers.

These businesses often grow through personal recommendations rather than expensive advertising.

Property and accommodation

Property owners are finding ways to generate income from spare rooms, garages, outbuildings and other unused spaces.

Some rent rooms to students and workers, while others offer short-term accommodation to holidaymakers.

There is also a growing demand for people to manage homes belonging to overseas owners who spend only part of the year in South Africa. Cleaning, maintenance, security checks and preparing properties for guests have become income-generating services in their own right.

For some, looking after several properties has become a full-time occupation.

Home and property maintenance

Cleaning, gardening, painting, pool maintenance, handyman services and general household repairs provide work for people with practical skills.

Busy households and owners who live elsewhere need reliable people to keep their properties in good condition. Those who establish a reputation for turning up on time and doing a good job can build a steady business through referrals.

Social media and content creation

Social media has opened up another avenue for earning money. People are creating videos, promoting products, managing business accounts, producing photographs and offering marketing services.

Some build audiences around subjects such as food, fashion, beauty, travel and fitness. Others help small businesses maintain their social media presence.

It is a competitive market, however, and having thousands of followers does not necessarily translate into an income.

Selling creative work and crafts

Paintings, photographs, jewellery, ceramics, clothing, furniture and handmade goods are being sold through markets, exhibitions and social media.

Some artists and craftspeople work on commission, producing pieces for private homes, restaurants, offices and hotels. Others supplement their sales by offering workshops, tuition and demonstrations.

For many, this remains an additional source of income rather than a full-time business.

Repairs and practical skills

Plumbing, electrical work, carpentry, tiling, appliance repairs, phone repairs and vehicle maintenance are among the services people offer to supplement their incomes.

There is always demand for competent tradespeople, particularly those who are reliable and charge reasonable rates. A good reputation can be worth more than an expensive advertising campaign.

Some start with small jobs for neighbours and gradually build a business through recommendations.

A changing way of earning a living

Side hustles are no longer confined to people trying to make a little extra pocket money. For some, they are a necessity. For others, they offer a way out of poorly paid employment, an opportunity to use professional skills or a means of making better use of assets they already own.

Some will remain small supplementary businesses. Others will grow into substantial enterprises.

Whatever the motivation, one thing is becoming increasingly clear: more South Africans are looking beyond their monthly salary to find ways of making a living.

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Editorial Disclosure & Disclaimer

Financial News Daily is an independent business news syndicate and a wholly owned subsidiary of Idea Accelerator. We publish financial, environmental and corporate commentary for digital platforms, media outlets and organisations. Nothing published here constitutes investment, legal or financial advice. All opinions are editorial commentary on matters of public and economic interest.

I came across a couple of questions that might be used as a follow-up in a coaching session, and one or two of them struck me as particularly relevant to everyday life.

The first one was: What are you putting off or avoiding?

That’s a big one, and it doesn’t just apply to individuals. It applies to businesses as well. There are big decisions to be made in business, somebody has to make them, and there’s always a deadline to a decision.

One of the big decisions many people avoid is recognising that they are trapped in jobs and that the end is near. But they deny reality, thinking that things can carry on as they were. The inevitable will arrive, however, and then decisions need to be made.

The point is that you can procrastinate as much as you want, but eventually chance will catch up with you and you’ll have to make a decision.

This all sounds rather negative, but negativity is what we have to deal with every day of our lives. Not only in our own lives, but as we step out of the door and go to work or go shopping, we encounter negativity. Things go wrong.

I think this question of what you are avoiding or procrastinating over is very important because there are things we can do in business and in our personal lives that will propel us forward.

Take, for example, the knowledge we have accumulated through helping customers or clients. If we could extract everything we know about how we help them and package that knowledge in the form of marketing content, an e-book, a presentation or an article, it could help us grow our business.

Of course, we don’t want to give away our core business activity knowledge for free. That would be insane. You’ve got to hold back on what you might call the noble parts, the parts that actually help you help others in your own professional way.

Now, on the other side, there’s another question that I found useful: What are you excited about?

This is a fantastic question. If you answer it with the things you love doing, then it propels you forward. It gives you energy.

The things that give you energy motivate you, and they also give off energy to others. That’s why, whatever situation you are in, whether it’s motivating a sports team or a sales team, your energy and the thing you’re excited about will ultimately help decide whether you succeed or not.

So you really don’t have to go to some expensive consultant or coach to find out what questions to ask yourself.

I mean, these are two important questions. There are others, but these are the two main ones: the things that are stopping you and the things that are starting you.

These are crucial.

And the answers shouldn’t really be things that you spend hours writing down and analysing. Yes, if you want to write them down in a journal or explore what you’re really excited about, you can do that. Just don’t overanalyse or overthink the issue. Jot something down quickly.

You also need to understand that we should be doing this every day. It’s not something you do only when you have a coaching session once a year, once a month or once a week. This is stuff you have to, or need to, look at every day.

I recently prepared a list of four items, and one item on that list took me over four weeks to decide on, do all the research and gather the information.

And boy, was I happy yesterday when I finally completed that task!

That task was extremely beneficial for me. The thing I had been procrastinating over has now propelled me forward, and it’s quite exciting to think about the results that decision might bring.

You’ll be excited too when you learn to unlock the things that are keeping you back and propel yourself forward with things that will benefit you.

Further reading: I came across the original coaching questions in this article, which is worth a look:

A Coaching Agenda That Really Works: 6 Essential Questions to Ask Every Client, Every Time

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Editorial Disclosure & Disclaimer

Financial News Daily is an independent business news syndicate and a wholly owned subsidiary of Idea Accelerator. We publish financial, environmental and corporate commentary for digital platforms, media outlets and organisations. Nothing published here constitutes investment, legal or financial advice. All opinions are editorial commentary on matters of public and economic interest.

Can a manufacturing plant really shut down because of a 2-cent part?

In American terms, we’re talking about a two-cent part. In South Africa, that would be about 33 cents.

Now, a few weeks ago, I came across an interesting article in Industry Week with the headline: “The Two-Cent Part That Shut Down a Factory for a Month.”

It was written by Michael Podgortsev, a director of data and AI strategy and former CTO.

I’ve included a link to the original article at the bottom of this post.

And yes, it is possible to have a manufacturing plant shut down for an extended period because of a part costing next to nothing.

The argument Podgortsev makes is an interesting one. Predictive maintenance systems are designed to identify potential failures before they happen. But there is a problem. These systems tend to concentrate on components that wear out regularly, because those are the parts engineers expect to fail.

The trouble is that a factory can be brought to its knees by a component that rarely fails and is therefore not monitored.

A two-cent bolt, for example.

The point is that the cost of a component has very little to do with the cost of a breakdown. The bolt may cost next to nothing, but if its failure brings a production line to a standstill, the consequences can be enormous.

A factory can lose weeks of production because of something nobody thought was worth monitoring.

And that’s the problem with predictive maintenance. It may be very good at predicting the failures it has been designed to detect, but what about the ones nobody thought about?

Why I’m interested in predictive maintenance

You might be wondering why I’m taking an interest in this.

Well, I began writing about industrial automation for a large European automation manufacturer way back in 1996.

I spent many years with that company, writing about its products and systems, the automation of factories and the arrival of new predictive-maintenance technologies. That continued for about 25 years.

So you can understand why I still take an interest in what is happening in industrial automation. I came across the Industry Week article and found it fascinating.

It also reminded me of how much the technology has advanced over the years.

Industrial automation has become an enormous industry, with a large number of players in the United States and here in South Africa. And now artificial intelligence is being incorporated into predictive-maintenance systems to help manufacturers identify potential problems before they bring production to a halt.

There is a lot of technology involved, from sensors and monitoring equipment to software, data analytics and AI.

But the underlying objective is quite simple.

Keep the factory running.

The players in the market

There are numerous companies in the United States developing and supplying industrial automation and predictive-maintenance technology.

Some specialise in machine-health monitoring and AI-driven predictive maintenance. Others are the large automation and industrial software companies that incorporate these technologies into their broader systems.

Among the American players are companies such as Tractian, Augury, MultiSensor AI, GE Vernova, IBM, Emerson, Rockwell Automation and Honeywell.

Then there are companies such as C3 AI and SymphonyAI Industrial, which develop AI-based systems for industrial applications.

And this is not just an American story.

The major European automation companies, including ABB and Siemens, have been developing predictive-maintenance systems for years. They are also active in the American market and have a substantial presence in South Africa.

Here, the market includes local specialists as well as the South African operations of the international automation companies.

Companies such as GrowthTech Development House, Probe Integrated Mining Technologies, 4Sight Operational Technologies and Boazmatics are involved in various aspects of industrial technology, AI, monitoring and predictive maintenance.

There are also companies such as Process Automation, which works with Razor Labs’ DataMind AI predictive-maintenance platform in the African market.

And then, of course, there are ABB, Siemens, Schneider Electric and Rockwell Automation, all of which have a presence in South Africa and offer automation and predictive-maintenance solutions.

This is a substantial industry, and there is plenty of technology available to manufacturers looking to reduce downtime and improve the reliability of their operations.

The problem with downtime

Downtime is something any factory manager and company director fears.

Imagine having a manufacturing plant shut down for a month.

The loss of revenue could be substantial. There are production schedules to meet, customers waiting for deliveries and employees who still have to be paid.

And depending on the industry, the consequences can extend well beyond the factory itself.

This is why manufacturers have invested so heavily in automation, monitoring and predictive maintenance.

The idea is to identify problems before they become serious enough to stop production.

AI is now helping to improve these systems by analysing data from machinery, identifying unusual patterns and warning operators of potential failures.

But the two-cent part raises an important question.

What happens when the system doesn’t identify the problem?

Incidentally, the Cape Town Manufacturing Summit 2026 is taking place at the Cape Town International Convention Centre on 11 November.

It’s a one-day event covering a range of manufacturing topics, including automation, digital transformation, sustainability and skills development. There will also be an exhibition of machinery and industrial technologies.

I mention it because automation is very much part of the manufacturing industry’s ongoing development, and it ties in with the subject of this article.

And what about the two-cent part?

So will it be a two-cent part that brings a factory to a standstill?

In South Africa, we’re talking about approximately 33 cents.

Predictive maintenance can be an enormous help to manufacturers. But no matter how sophisticated the system, there are always going to be gaps.

There are technological and automation elements involved in controlling and monitoring machinery, but the problem is that no system can necessarily anticipate every possible failure.

And that is where the risk assessment comes in.

Manufacturers need to consider not only the components that are expected to fail regularly, but also those rare failures that could have serious consequences.

Because the cost of the part may be negligible.

The cost of shutting down the factory is another matter altogether.

Further reading

The Two-Cent Part That Shut Down a Factory for a Month — Michael Podgortsev, Industry Week.

https://www.industryweek.com/operations/maintenance/article/55407010/the-two-cent-part-that-shut-down-a-factory-for-a-month

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Editorial Disclosure & Disclaimer

Financial News Daily is an independent business news syndicate and a wholly owned subsidiary of Idea Accelerator. We publish financial, environmental and corporate commentary for digital platforms, media outlets and organisations. Nothing published here constitutes investment, legal or financial advice. All opinions are editorial commentary on matters of public and economic interest.

For me, the big event at the beginning of November was yesterday 1 November 2026 when Kimi Antonelli won the 2026 Formula One World Championship.

I’ve supported him since I first saw him drive out onto the track last year. And I was absolutely ecstatic. As he passed the chequered flag, I had a lump in my throat. He couldn’t even talk on his radio. He was bawling and crying, completely overcome with emotion.

Just think about it. He’s the youngest driver in the history of Formula One to become world champion, and he’s done it in his second year. He had a bit of racing last year, but this was really his first full season.

Now there’s an iconic photograph of him together with Max Verstappen and Lewis Hamilton, both former world champions. Kimi loves the photograph so much that he wants to have it enlarged and put up in his home.

It just goes to show how important young people are to any sport. It’s wonderful to see them rising up and taking over from those who have held the reins for years.

There are young people doing exceptionally well in all sorts of fields, and it’s great to see.

Congratulations, congratulations, congratulations to Kimi!

Sunday wasn’t his greatest race. He said he was cautious, but towards the end he overtook Charles Leclerc when he got his mojo back. Let’s hope he gets it back now for the remaining races. He’s won the world championship. He can race like he wants from now on.

November is here, and with it comes Black Friday, an American thing that has become big business in South Africa. In fact, some retailers have gone the whole hog and are running Black November specials.

For businesses, there are only two months left in the year to bring in as much revenue and profit as they can. For some, this is going to be a fantastic time, particularly the retailers, with people spending money on Christmas and the festive season.

Of course, not everybody benefits. Industrial businesses and construction companies will be winding down in December, as they normally do. But they are used to this, and their business tends to even out over the year.

The Cape and coastal areas will also be gearing up for holidaymakers. It’s quite interesting to see how one restaurant group has been gobbling up some of the decent restaurants around the Cape Peninsula, while opening new ones of its own. Some of these restaurants have been around for years. One doesn’t know how much money this group is making, because it’s privately owned, but it certainly seems to have spotted an opportunity. I’ve looked at its websites, and there’s a stack of restaurants. There must be money in this business.

All eyes will be on the election this week, taking place on Wednesday, 4 November.

Already there have been delays with special voting, and warnings about ballots having to be stamped at the back. There are people worried about whether the election will be fair.

November will certainly be a reckoning for political parties. But we’ll have to wait until later in the week, or possibly longer, to see the results.

Company news

A few company announcements and AGMs this week:

Bytes Technology Group, Equites Property Fund, PSG Konsult, Telemaster Holdings and Vunani all have dividend-related dates on Monday, 2 November.

AGMs for Motus Holdings, Bowler Metcalf, Putprop, Truworths International, York Timber Holdings, DRDGOLD and Shoprite Holdings.

Worth keeping an eye on.

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Editorial Disclosure & Disclaimer

Financial News Daily is an independent business news syndicate and a wholly owned subsidiary of Idea Accelerator. We publish financial, environmental and corporate commentary for digital platforms, media outlets and organisations. Nothing published here constitutes investment, legal or financial advice. All opinions are editorial commentary on matters of public and economic interest.

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By Our Foreign Correspondent

We all know Hello Kitty. She is the beloved face of cuddly toys, pens, pencils, suitcases, and kids’ backpacks. But this week, the world’s most famous feline traded her cute accessories for a spy trench coat, landing her squarely in a diplomatic catfight between Japan and China—two massive countries with notoriously delicate relations.

The Controversy
The plot twist no one saw coming started with Sanrio’s collaboration with VIVANT, a Japanese spy drama. To promote the show, Sanrio sold merchandise featuring Hello Kitty and friends dressed as spies. The problem? The drama featured a fictional Chinese intelligence agency torturing Japanese operatives. Chinese state media and online users quickly accused the programme of anti-China messaging and echoing historical atrocities.

Sanrio’s Chinese subsidiary rushed to issue a grovelling apology, scrapped the entire collaboration, and promised to strengthen its review of future partnerships. The company said the show contained material inconsistent with Sanrio’s “corporate philosophy.” Effectively, cute, commercially safe Hello Kitty was benched to save the brand’s skin.

The Financial Reality
But before you shed a tear for the bow-wearing icon, take a look at the balance sheet. Sanrio is doing spectacularly well. For the financial year ending March 2026, net sales skyrocketed 33.9 per cent to ¥194.1 billion (approx. R36.6 billion), while operating profit jumped an eye-watering 50.3 per cent to ¥77.9 billion (approx. R14.7 billion).

Interestingly, Hello Kitty isn’t even Sanrio’s biggest earner anymore. In the 2026 character rankings, she slipped to a humiliating fifth place, brutally beaten by Pompompurin, Cinnamoroll, Pochacco, and Kuromi. Her share of merchandise profit has shrunk from 60.6 per cent to 37.3 per cent over the past decade.

Yet, this isn’t a feline decline; it’s a strategic masterstroke. Sanrio has successfully diversified its portfolio, ensuring they don’t rely on just one cat.

While Kitty might be taking a backseat to a golden retriever and a penguin in Japan, her global appeal remains ironclad. Her target market now spans from kids to nostalgic millennials and Gen Z fashionistas (the average US fan is a 27-year-old woman). So, while she might be temporarily cancelled in Beijing, Hello Kitty will undoubtedly bounce back. After all, no amount of geopolitical drama can truly keep a good cat down.

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Financial News Daily is an independent business news syndicate and a wholly owned subsidiary of Idea Accelerator. We publish financial, environmental and corporate commentary for digital platforms, media outlets and organisations. Nothing published here constitutes investment, legal or financial advice. All opinions are editorial commentary on matters of public and economic interest.

It’s been a difficult month. October has brought its own health challenges, and the weather has been miserable. The winter weather persisted right through to the end of the month. It’s only in the last couple of days that things have finally warmed up.

As we’ve said before, winter seems to be taking longer to leave us, while the summer periods are getting shorter.

Today, the last day of October, we’ve seen a huge interest in Halloween. It’s quite interesting that South Africans have adopted Halloween with such enthusiasm. Some might say it’s American imperialism, but then it’s South Africa’s own fault. Through movies, the media and social media, Halloween has taken on a new life in this country.

Interestingly, Halloween goes back some 2,000 years to the Celtic pagans of Ireland and Scotland, who celebrated a similar event to ward off scary things, ghosts and spirits, and to herald the beginning of winter.

It’s certainly been a big boost for business. Everything from green grocers growing special Halloween pumpkins to masks, costumes, events and all sorts of other things.

So it’s here to stay. Nothing much you can do about it.

As long as the kids find it interesting and exciting, have a lot of fun and aren’t too scared by it all. But knowing kids, not much scares them.

Scary things happening in South Africa

Talking about scary things happening in South Africa, you’ve only got to look at the local elections.

You see the ruling party not putting up candidates on their posters, or some posters having tiny little pictures of the people they’re putting forward, while their party initials are displayed prominently.

It’s a three-letter acronym, and they’re putting that up big.

But the scariest thing of all is the voters.

The voters who voted for this party, which has destroyed the country over thirty years. Well, virtually destroyed it. It certainly destroyed big city municipalities like Johannesburg, has affected municipalities like Durban, and when it was governing Cape Town, oh my goodness, you should have seen how rapidly things declined here.

But that was some time back.

However, let’s get back to those voters.

The scariest thing of all is that those same voters will vote again for that party.

Or, and there are many of them, they will not vote for the party but will not vote for anybody else either, in some sort of protest against the party.

Anyway, as we say, it’s scary.

The subscription economy

More scary things happen in South Africa, but one of them is how many companies try to get you onto a subscription basis.

I mean, if you buy a cell phone, they all want you to buy it on a monthly basis so that they can coin it from you for the next three years.

Plus, it will cost three times as much as just buying it outright.

But you have to look around carefully for a cash buy on a cell phone, because there aren’t that many. They all want money, and that’s the same for everybody.

The insurance companies, the banks, the entertainment services, the medical insurance companies.

They all want their cut from your income or your salary every single month.

It’s becoming increasingly difficult to escape the monthly subscription. Everybody wants a piece of you, and they want it on a regular basis.

Let’s hope November is less scary

Let’s certainly hope that November won’t be as scary a month as October.

But change happens quickly. Chance and opportunity occur all the time because we live in a dynamic world.

And by the end of next week, everybody will probably know the results of these local elections. It’s anybody’s guess just how scary the results could be.

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Editorial Disclosure & Disclaimer

Financial News Daily is an independent business news syndicate and a wholly owned subsidiary of Idea Accelerator. We publish financial, environmental and corporate commentary for digital platforms, media outlets and organisations. Nothing published here constitutes investment, legal or financial advice. All opinions are editorial commentary on matters of public and economic interest.

I was up in Johannesburg earlier this year, and last December, reading The Citizen and going around the city. What struck me was not just how bad things looked, but whether it would even be possible to rebuild Johannesburg as a city. It seems to me there isn’t the will, and there aren’t the qualified people anymore, to do it. The money required to rescue it is on such a gigantic scale that it seems impossible to do.

That is not being negative. It is being realistic.

Johannesburg was a mining town that grew and grew until it became the major city in the country. Countless investments were poured into it—millions upon millions—because everybody wanted to be there, especially in the centre. The CBD at one stage was amazing. My recollection of the city in the 1980s was that it was very well run by a top mayor. In those days you had your town clerk, also a top person, and then your various departments and engineers to run the city. They were not perfect. But everything was in place. And there was not a ruling political party agenda to steal money.

Now, after years of the ruling party stealing money from Johannesburg and destroying it, one begins to wonder: could Johannesburg really be saved? Where are those competent people—including a mayor—to run the city? Where is that competent town clerk? Where are all the qualified engineering people to build and supervise the infrastructure of the city?

The figures confirm what anybody who drives around Johannesburg already knows. The city’s overall infrastructure backlog is estimated at more than R220 billion. The water network alone has a renewal backlog of R26.6 billion to R32 billion; at current spending rates, replacing the city’s ageing pipes would take nearly 200 years. The electricity backlog is R44 billion, and between July and December 2025 the city recorded 54,132 power outages. Johannesburg is losing 44.7% of its water through leaks, theft and damaged infrastructure, and electricity losses have climbed to 27.1%. Financially, the city owes creditors R25.2 billion while holding only R3.9 billion in cash.

This is not a maintenance problem. It is the physical result of a system that stopped being maintained decades ago.

The Centre for Development and Enterprise calls it a “destructive feedback loop”: poor governance destroys the finances, which halts maintenance, which pushes skilled people and businesses out, which further erodes the tax base and leaves even fewer resources to fix the city. Between April 2025 and June 2026, Johannesburg lost 90,000 jobs, while Cape Town gained 57,000. Capital expenditure has collapsed to 6% of the city’s budget, and maintenance spending stands at just 0.5% of asset value—roughly one-eighteenth of the metro average.

But the deeper problem is the political system designed break the city. Since 2016, Johannesburg has had nine mayors and eight coalition administrations, and no mayor has completed a full five-year term. Each new coalition brings its own priorities, its own loyalists and its own appetite for the city’s procurement budget. Political allegiance has frequently taken precedence over whether appointees have the skills for the job. That is the mechanism behind the “fronts” put up to steal money from the city. It is called cadre deployment, and it is deeply entrenched in the city’s entities and administration.

The competence deficit is measurable. None of the board members of Johannesburg Water are professionally qualified engineers, even as that utility faces a R26.6 billion renewal backlog. At least seven of the city’s 24 most senior management positions are held by acting appointees, and the city’s own reports point to persistent vacancies among engineers, finance professionals, project managers and supply-chain experts. There is a documented exodus of engineers and technicians from the broader system, with losses of up to 30% in some technical areas. People remember the town clerk and the city engineer as central, respected figures. Today the technical core of the city has been hollowed out, and the people who remain are often acting in posts they were never properly appointed to fill.

Business has said very little, and business’s input into Johannesburg is very little too. They have watched it decline, too scared to say anything because of the ruling party—because they’ll lose contracts, or just be scandalised by the ruling party even if they’re not doing business with them. Business for South Africa has now assembled over 750 subject-matter experts and pledged over R350 million in support, and more than 160 CEOs have signed a pledge to get personally involved. But Martin Kingston of B4SA admits the intervention is “11th-hour stuff” and that the existing multiplicity of initiatives is “not having the impact that is required.” Business has explicitly ruled out engaging in politics. That is precisely the scared posture of business: a sector that knows the city is failing, that has expertise to offer, but that has been unwilling to confront the political networks that make reform impossible.

So what would it take to rebuild Johannesburg—if it could be done at all?

First, a stable and honest political leadership, and a break from the coalition chaos. The CDE is blunt: Johannesburg can recover only if elections produce stable, honest political leadership. Without a minimum level of political stability, no amount of money or expertise will stick.

Second, institutional reform that gives technical units real autonomy. The city’s administration only exists in name; too much power lies with the council, and the city manager has no inherent authority to hire staff or make operational decisions. The utilities—City Power, Johannesburg Water, Pikitup—must be given real operational autonomy and shielded from patronage.

Third, massive, sustained capital investment—and the capacity to spend it. The city currently lacks the project-management and engineering capacity to deploy money effectively. That means rebuilding in-house engineering competence and large-scale technical training, including youth brigades of qualified and apprentice plumbers to repair leaks, and artisan teams to fix potholes and streetlights.

Fourth, a coalition of outside capacity: private sector, universities and civil society. Not as a substitute for a functioning state, but as a scaffold around a state that is finally willing to be rebuilt.

Fifth, confronting the criminal and patronage networks that benefit from the status quo and will resist reform. Revenue collected for utilities often fails to reach maintenance. Non-revenue water losses exceed 40%. Any serious rebuild must include enforcement against these networks, not just new infrastructure spending.

There are pockets of Johannesburg that still remain. The western CBD, once considered “written off,” is quietly becoming an “Education Town,” with philanthropists donating buildings for tech campuses and thousands of students returning to restored historic office blocks. These are exceptions that prove the rule. They show what competence can do in a small space. They do not show that the centre can be rebuilt.

The beginning of the end was decades ago, when the ruling party failed to rule the city but put up fronts to steal money from it. Johannesburg has plunged into chaos. You will get people who say you can’t be negative about Johannesburg. But there is a thing as being realistic.

Could Johannesburg really be saved? Not in its current political form. The physical rebuild is daunting, but the deeper obstacle is the absence of a political settlement that would allow competent people to run the city without being undermined or replaced. Until that political economy is broken—not just voted out, but structurally dismantled—the will and the people I remember will not return to run the city. It is going to be an interesting city to watch. But it cannot yet be saved. Time has run out. Five years is too short a mandate to fix the city.

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Editorial Disclosure & Disclaimer

Financial News Daily is an independent business news syndicate and a wholly owned subsidiary of Idea Accelerator. We publish financial, environmental and corporate commentary for digital platforms, media outlets and organisations. Nothing published here constitutes investment, legal or financial advice. All opinions are editorial commentary on matters of public and economic interest.

South Africa is becoming a loser nation compared with the rapid growth of other African countries. South Africa used to be the powerhouse of the continent, but that all changed. Now the whippersnapper countries in Africa are starting to give it a hiding. Complacency leads to decay. But South Africa isn’t only about complacency. It’s about a government hell-bent on doing things its own way, with ministers in portfolios who know nothing about those industries and the technologies. Then there’s the social engineering that mainly means passing guilt on to groups of people. Some people are sick and tired of being blamed for things that happened 60, 70, 80 years ago. These people weren’t even born in those generations, and didn’t even vote for those people. Yes, and let’s be totally honest here: some of the newer generations living today may have benefited from their forebears’ wealth under the previous governments.

But the main point is this — that social engineering in South Africa, apart from passing on guilt, has not been successful. Greater levels of social engineering should have been provided so that millions upon millions, now without jobs and living in poverty, could have benefited from a new regime. Then there is the loaded area of corruption, court cases, crime, backhand dealings. One can read about all of that on the internet. Just the sheer shocking size of it is massive.

Now you also have policy and regulation, which this government must do its way, and that is strangling new investment in the country. We now see how African countries like Côte d’Ivoire, like Rwanda, like Morocco, like Egypt are rising. These are now rising stars in Africa. Rwanda, Morocco, Côte d’Ivoire, Ethiopia, Mauritius and Egypt are Africa’s clearest success stories: Rwanda wins on clean, coordinated government and fast SEZ permitting; Morocco on single-authority execution at Tanger Med and stable long-horizon incentives; Côte d’Ivoire on macro stability and agro-processing; Ethiopia on low-cost manufacturing backed by long tax and customs exemptions; Mauritius on institutional stability and diversified textiles, food and services; Egypt on scale, Suez Canal zones and manufacturing depth. Their common advantage is not low wages or less bureaucracy per se, but coherent policy, predictable rules and speed from approval to operation.

If you look back over 100 years, you’ll see South Africa transition from a narrow primary exporting colony to an industrial powerhouse mid-century. During the 1960s, the country experienced rapid, unprecedented economic growth fueled by a booming global economy and expansive mining and industrial capacity. Today, however, that dynamic has shifted significantly, with the economy experiencing little to no growth amid modern structural hurdles and constraints.

Whatever field you are in, whether it’s running a government or a business or a football team, you’re going to have competition. The point is the competition in Africa is getting stronger. South Africa has been complacent, and there have been major problems in running the country. No one wants to run down the country, but it is in poor shape given its performance — and the success of these countries just goes to show how things have taken a turn for the worse.

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Editorial Disclosure & Disclaimer

Financial News Daily is an independent business news syndicate and a wholly owned subsidiary of Idea Accelerator. We publish financial, environmental and corporate commentary for digital platforms, media outlets and organisations. Nothing published here constitutes investment, legal or financial advice. All opinions are editorial commentary on matters of public and economic interest.

A lot of business people don’t get into finding out about what’s happening with search engines. It’s stuff they leave to their techies. But there are some things business people should know — especially the smaller business person, where reputation and credibility count for a lot. Especially when social media lets anybody anywhere make comments any time about their company, often negative.

Google is the de facto search engine. That sounds stupid to say out loud, but it’s true. Most of us don’t even bother with Yahoo, Bing or DuckDuckGo because Google is so dominant. But there are pros and cons to the others worth considering, which we’ll get into later. We’ve also referenced the Search Engine Land article at the bottom if you want further information.

The Big Change: AI Is Now Doing the Talking

Google isn’t just listing your business anymore. It’s summarising it, judging it, and recommending it — often before a customer ever clicks through to your website. That’s a different game.

The clearest example came from Search Engine Land, which confirmed Google now generates AI review summaries inside search ads. Google’s AI scrapes reviews from across the web and writes a positive-only summary next to your ad. You can’t edit it. You can’t opt out.

Google decides whether it appears, based on how well it thinks your ad will perform. It’s live in the US, UK, Australia and India, across most industries. The message is blunt: your online reputation is now part of your paid advertising.

Four Changes Worth Knowing

AI Overviews have taken over the first screen. AI-written answers now appear in 68% of local searches. The traditional three-business Local Pack shows up in only 39% of those same searches. Your ranking still exists — customers just see it less.

The AI Local Pack is thinner. It shows fewer businesses, roughly a third of what the old Map Pack displayed. It also often drops the “call now” button, adding friction. Impressions are falling, but calls and direction requests are holding up. Browsing is down; intent is concentrated.

Your Google Business Profile is now an AI data source. It’s no longer a page waiting to be browsed — it’s the raw data AI reads before recommending anyone. AI checks whether your name, category, website and reviews all point to the same coherent business. Contradictory signals can knock you out before distance or review count is even considered. A profile left untouched for six months looks dormant.

Search is becoming answers, not links. Google calls AI Mode its biggest rebuild in 25 years, now default in nearly 200 countries. The question is no longer “can I rank?” It’s “will the model include me in its answer?” Consistency, structured facts and being cited across the web matter more than keyword volume.

What About the Other Search Engines?

Bing is the AI-heavy alternative. Around 34% of its searches are AI-driven, versus 19% on Google. It also weights direct keyword matching and social signals more heavily than Google does. If AI visibility matters to you, Bing is worth a look.

DuckDuckGo sells privacy, and it means it. It doesn’t track your searches or build a profile on you. Uniquely, it lets you switch AI features off entirely. Adoption is climbing fast among people tired of being profiled.

Yahoo is quietly still a giant — third most popular in the US, with around 700 million users across finance, sport, news and email. Its new “Scout” AI engine is more web-forward, keeping links to news prominent. Good for internet culture and trend questions.

Why This Matters to a Small Business

Search is still where customers find you. 68% of all online activity starts with a search engine. 82% of smartphone users rely on search to find local businesses.

SEO is cheaper than ads, and it compounds. You don’t pay per click, and you can compete with much bigger brands on a small budget. Ranking well also signals credibility — before anyone reads a word on your site.

Search is also fracturing. One results page can now show video, AI answers, social posts and directory listings. You can’t optimise for one channel and hope. You need to be findable wherever your customers look.

Google is absorbing the moment where customers compare and judge you. Your visibility no longer depends on appearing in a list. It depends on being picked — as one of the one or two answers AI is willing to show.

That makes reviews, consistent information and an active profile preconditions, not bonuses. Get the basics right across every platform, not just Google. And don’t leave it all to the techies.

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Reference: Google confirms AI-generated review summaries in Search ads — Search Engine Land
https://searchengineland.com/google-confirms-ai-generated-review-summaries-in-search-ads-498977

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Editorial Disclosure & Disclaimer

Financial News Daily is an independent business news syndicate and a wholly owned subsidiary of Idea Accelerator. We publish financial, environmental and corporate commentary for digital platforms, media outlets and organisations. Nothing published here constitutes investment, legal or financial advice. All opinions are editorial commentary on matters of public and economic interest.

I was speaking to a landscape architect yesterday who was very excited about using artificial intelligence to help her prepare quotes and costings for customers.

She was enthusiastic about the possibilities, and I could understand why. Preparing quotes can be a time-consuming business. You have to calculate materials, estimate labour, work out costs and arrive at a price that will make the job profitable.

For a small business owner, this is often the sort of work that gets done after hours, when the day’s business is over.

Now AI is helping to take some of that burden away.

I’ve been urging small business people to start using AI for various functions, and this conversation reinforced my view that we are witnessing a significant change in the way small businesses operate.

There is a lot of negative publicity about AI. Writers are concerned that it will produce inferior work, while the news is full of warnings about AI destroying jobs.

But while these debates continue, small business owners are quietly discovering something rather different.

AI is becoming their virtual assistant.

The assistant who doesn’t need a salary

Think about the typical small business owner.

You might be running a landscaping business, a coffee shop, a plumbing operation or a small professional practice.

You have to deal with customers, prepare quotations, manage your accounts, organise staff, schedule appointments, order supplies and follow up on outstanding business.

You might be very good at your trade, but that doesn’t necessarily mean you enjoy the administrative work that comes with running a business.

Hiring somebody to take care of these functions can be expensive. And employing people brings its own complications.

You have to pay salaries, manage performance and deal with the inevitable problems that arise when people don’t turn up for work, arrive late or fail to do what they are supposed to do.

There are also risks. A dishonest employee can steal from the business or abuse the trust placed in them.

For a small business operating on tight margins, employing an additional person to handle administrative work may simply not be financially viable.

This is where AI starts to make a real difference.

From information to action

The internet has already transformed small business.

Google gave business owners access to information that was previously difficult to obtain. Facebook and other social media platforms provided relatively inexpensive ways to promote their businesses and reach customers.

But AI is different.

It is moving beyond providing information and helping people write things. Increasingly, it can perform tasks.

A landscape architect can use AI to prepare an initial quotation. A business owner can use it to draft customer correspondence, organise appointments and follow up on enquiries.

AI can help prepare schedules, analyse costs, forecast demand and identify opportunities to improve profitability.

Some systems can even answer telephone calls, check availability and book appointments.

The important point is that AI is becoming capable of doing work that previously required somebody sitting behind a desk.

And that changes the economics of running a small business.

The landscape architect and the coffee shop

Consider the landscape architect I spoke to.

Instead of spending hours preparing quotations, she can use AI to help produce an initial estimate based on the work required, materials and labour.

She still needs to check the figures, apply her professional judgement and ensure that the quotation is accurate.

But AI can take care of much of the routine work involved in putting the quote together.

That means she can spend more time designing gardens, meeting customers and actually doing the work she enjoys.

Now consider a coffee shop owner.

The morning rush can be hectic. Customers arrive, orders have to be taken, coffee has to be made, and staff have to keep everything moving.

Meanwhile, the owner has to think about stock, staff schedules, supplier prices and the next day’s business.

AI can help forecast how much stock will be needed, identify when more staff are required and assist with ordering supplies.

It can also answer customer enquiries and, in some cases, take telephone orders.

The coffee shop owner may not need another person to perform all these administrative functions.

Instead, AI can help with some of the work, leaving the owner and staff to concentrate on serving customers.

The risks and the opportunities

Of course, AI is not infallible.

It can make mistakes, produce incorrect figures and misunderstand instructions.

A business owner who blindly accepts an AI-generated quotation could find that a job has been underpriced and that the business is losing money.

The same applies to costings, stock orders and financial forecasts.

Human judgement remains essential. The business owner is responsible for the decisions made and the work delivered to customers.

But these are reasons to use AI carefully, not reasons to dismiss it.

Small business owners have always had to adapt to new technology. The difference now is that AI is becoming accessible to people who don’t have the resources to employ specialist staff or invest in expensive systems.

A competitive advantage for small business

The implications are significant.

A small business owner who uses AI effectively can potentially operate with lower administrative costs, respond to customers more quickly and spend more time on the activities that generate revenue.

They may be able to do things that previously required employing another person.

This doesn’t necessarily mean that AI will replace all those jobs. It may mean that a small business can grow without having to increase its administrative staff at the same rate.

And for someone starting a business, the ability to handle more of the administrative work without immediately employing additional people could make the difference between getting started and remaining an employee.

There is plenty of debate about whether AI will destroy jobs. But there is another side to the story that deserves attention.

AI is giving small business owners access to capabilities that were previously available mainly to larger businesses with bigger budgets.

For the landscape architect, it means getting quotations and costings done more efficiently.

For the coffee shop owner, it means managing the business more effectively.

And for thousands of other small business owners, it could mean having a virtual assistant that helps them get through the day.

The real opportunity for small business is not that AI can write a clever paragraph. It’s that AI can help get the work done.

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Editorial Disclosure & Disclaimer

Financial News Daily is an independent business news syndicate and a wholly owned subsidiary of Idea Accelerator. We publish financial, environmental and corporate commentary for digital platforms, media outlets and organisations. Nothing published here constitutes investment, legal or financial advice. All opinions are editorial commentary on matters of public and economic interest.